Some LifeSavers that prevent your PC from getting hurt.

The SpyBot Search And Destroy Donation Ware : Great Work
http://download.com.com/3000-2144-10122137.html?part=104443&subj=dlpage&tag=button

Ad Ware - freeware from lavasoft - told me Microsoft has a tracking s/w in IE - it's that good !
http://majorgeeks.com/download.php?det=506

And Finally , a Microsoft programmer who opens his source for all - rare !
Here is a good utility to store passwords w/ source code in C++ using MFC( of course)
http://www.steve.org.uk/Software/passwordkeeper/

Hmmm.... i should add one of these engines for getting people to add information. Welcome to the WIKI World and WIKI Engines
http://www.c2.com/cgi/wiki?WikiEngines